Terms and Conditions for applying cashless treatment from Insurance Company through Indira Hospital

1. Indira Hospital has no responsibility in getting cashless benefits from insurance company on behalf of the patients.

2. But will help the patient for the process in order to avail such facilities from the insurance company.

3. Applying through hospital for pre-authorization of cashless benefits never guarantees approval from the company either partially or fully.

4. The insurance company without much explanation may deny it at any time.

5. In case if the company disapproves the claim for cashless benefits, the patient has to pay entire hospital amount at the time of discharge.

6. Later they may claim directly from insurance company, which again is not the responsibility of Indira Hospital.

7. In the event if the insurance company approved part of the hospital bill only, the patient has to pay the balance amount and should leave their reports and other treatment documents with the hospital for claiming the partial amount that has been sanctioned by the Insurance Company.

8. Otherwise they can pay the entire hospital bill and directly approach the company for reimbursement. In such case all reports and treatment document will be issued to them.

9. Payments such as mentioned below are not covered under Mediclaim and therefore needs to be paid directly by the patient to the hospital. An advance of Rs. 2,000 has to be remitted at the time of admission which will be adjusted against such.